IN THE IOWA DISTRICT COURT FOR HARRISON COUNTY ORIGINAL NOTICE FOR SERVICE BY PUBLICATION CASE NO. EQCV031506 WEST GATE BANK, Plaintiff, vs. STEVEN C. PICARD and ROSE M. PICARD, husband and wife; and PARTIES IN POSSESSION, if any, real names unknown, Defendants. TO THE ABOVE-NAMED DEFENDANT: ROSE M. PICARD You are notified that an Foreclosure Petition has been filed in the office of the Clerk of this Court naming you as a Defendant in this action, and West Gate Bank as the Plaintiff in which the Plaintiff prays for the foreclosure of a Mortgage executed by Steven C. Picard and Rose M. Picard, husband and wife, to Mortgage Electronic Registration Systems, Inc. acting solely as nominee for then Lender, Washington County Bank, its successors and assigns, dated November 30, 2021, in which said Defendants waived their homestead exemption rights, and which Mortgage was filed December 3, 2021, in Book 2021 at Page 3493, as Instrument No. 3493, of the Harrison County Recorder’s Office, upon the Property which is commonly known as 2163 Easton Trl, Pisgah, IA 51564 and legally described as: A tract of land lying in the West Half of the Northeast Quarter (W1⁄2 NE1⁄4) of Section Nineteen (19), Township Eighty-One (81) North, Range Forty-Three (43) West of the 5th P.M., Harrison County, Iowa, containing 5.0 acres, more or less. More particularly described as follows: Commencing at the Northeast comer of Section 19 and assuming the North line of Section 19 to bear East- West; thence West, a distance of 1310.32 feet to the Northeast corner of the W1⁄2 NE1⁄4 ; thence South 0°29'59" West along the East line of the W1⁄2 NE1⁄4 , a distance of 892.21 feet; thence South 86°30'11" West, a distance of 472.03 feet to the point of beginning; thence South 03°29'49" East, a distance of 347.29 feet to the center of County Road No. F-20L; thence South 86°30'11" West along the centerline of said road, a distance of 627.14 feet; thence North 03°29'49" West, a distance of 347.29 feet, thence North 86°30'11" East, a distance of 627.14 feet to the point of beginning. (Subject to easements of record) The Plaintiff’s attorney is Camille R. Hawk, whose address is 535 West Broadway, Ste. 101, Council Bluffs, Iowa 51503, Telephone: (712) 388-2244, Fax: (402) 330-6303, chawk@walentineotoole.com. You must, within twenty (20) days after service of this Original Notice upon you, by October 6, 2026, serve, and within a reasonable time thereafter, file a motion or answer, in the Iowa District Court for Muscatine County, at the county courthouse in Harrison, Iowa. If you do not, judgment by default may be rendered against you for the relief demanded in the Petition. Please see Iowa Court Rules Chapter 16 for information on electronic filing and Iowa Court Rules, Chapter 16, division VI regarding the protection of personal information in court filings. If you require the assistance of auxiliary aids or services to participate in Court because of a disability, immediately call your district disability coordinator at 712-328-4753. (If you are hearing impaired, call Relay Iowa TTY at 1-800-735-2942.) Disability coordinators cannot provide legal advice. Clerk of the above Court Harrison County Courthouse Logan, Iowa IMPORTANT YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS. HCTR 9-2, 9-9 & 9-16-26
